Perma Risk Management Services Inc.
The Vozza Agency Inc.
To start a new Health Insurance JIF, there must be at least 2 entities and a minimum of 1,000 employees covered
School Districts, Municipalities, Authorities, Counties and other public entities can be in the same Health Insurance JIF furthering the ability to create larger purchasing strength
5) School Alliance Insurance Fund (SAIF)
6) Coastal Regional Health Insurance Fund
By retaining the dollars you would otherwise pay an insurance company for routine benefits, you eliminate insurance company profit, reduce margin, overhead expenses, and applicable taxes that group insurance premiums include. These savings become available to help defray the expenses for claims and to pay the administrative costs for your program. The fund is owned and operated by its members and any surplus is returned to members in the form of dividends.